Do I Need a Health Insurance Broker?
insurance broker will save you time and money. You can gain from
my knowledge of the health insurance industry. Since I devote all
of my time researching health plans and legislative changes, I am prepared to
give you the pros and cons of each. After you've weighed all of the
options I can help you select the carrier that's right for you.
Do You Obtain Both Group and Individual Insurance? Yes.
I cater to the small and mid-sized business owners, as well as the
individual, including singles, couples, and families. At this time, I can
only provide service to persons and companies residing in Texas.
How Much Does Health Insurance Cost? It varies,
depending on the deductible amount and features of the plan. A monthly
premium for a family can run as low as $300 to as high as $1,000 or
How Many Plans Will You Quote? Depending on the complexity of
the coverage, I usually quote between 3 and 7 plans. For example, if the
health plan you're seeking is limited by unusual circumstances, fewer carriers
will have options available. However, if the health plan you're
seeking is more standard, a greater number of carriers will be able to provide
Is the Lowest Quote Usually the Best Quote? Not
necessarily. One has to consider several factors, to name a few:
- Deductible amount
- Co-pay amount
- Your health needs / risks
- Medical history
- Childrearing plans
- Spousal coverage
What Makes Your Agency Stand Apart? Besides offering
exceptional service, I educate my customers. I want them to be aware
of the current law changes and know that I have their best interest in mind.
I specialize in finding either conventional or alternate plans that will
suit the specific requirements of any small or mid-sized Texas business
owners and individuals.